Running or starting a small business often sounds exciting — until you hit the biggest roadblock: finding affordable funding. Traditional banks may turn you away if your credit isn’t perfect, or they demand collateral you don’t have. Meanwhile, online lenders may approve you fast, but at sky-high interest rates that can crush your cash flow. … Read more

Owning a home is one of the biggest goals for many Nigerians, yet the cost of housing keeps rising every year. To make homeownership easier, the Federal Government created the National Housing Fund (NHF)—a scheme that allows Nigerians to access low-interest loans through the Federal Mortgage Bank of Nigeria (FMBN). If you’ve heard about the … Read more

Buying or building a home in Nigeria is one of the biggest dreams for most people, but with today’s housing prices, very few can afford to pay outright. That’s where a home loan in Nigeria (also called a mortgage) comes in. It’s the smarter way to turn your rent money into ownership and make your … Read more

Buying a home in Nigeria has always been a major milestone — but for many people, the biggest challenge isn’t finding a house; it’s meeting the collateral requirements that come with traditional mortgage loans. That’s why more Nigerians are searching for mortgage loans without collateral — flexible financing options that make home ownership possible even … Read more

Buying your first home in Nigeria can feel both exciting and intimidating. Between the rising cost of real estate, endless paperwork, and unclear mortgage options, most people don’t know where to start. Yet, despite the challenges, becoming a homeowner is possible — especially if you understand the process, know your financing options, and take advantage … Read more

Buying a home in Nigeria is one of the biggest financial goals for many people — yet it’s often difficult to achieve without financial help. That’s where mortgage loans come in. A mortgage allows you to buy or build your dream house and repay it gradually over several years. However, not all mortgage loans are … Read more

As of late 2025, Nigeria’s mortgage market remains fraught with high borrowing costs and limited uptake. But what can prospective homebuyers expect in 2026? In this guide, you’ll find the most current mortgage interest rates, how they’re determined, projections for 2026, key banks and government options, tips to get the lowest rate, and mistakes to … Read more